Purchasing a home in South Carolina
South Carolina refinance

South Carolina real estate and title settlement attorney



South Carolina mandates that only an attorney is legally allowed to close residential and commercial real estate transactions.   Property taxes are collected on a semi-annual basis.  South Carolina charges a deed recordation tax on real estate of $2.60 per thousand for the State Deed Stamps plus $1.10 per thousand for the County Deed Stamps, for a total of $3.70 per thousand of the sales price.  Deed stamps in most cases are paid by your seller.  This is in every standard contract unless it has been decided on differently for your particular transaction. 


Title Insurance premiums:
Owner's coverage/premium       $2.75 per thousand up to $100,000
                                                  $1.75 over $100,000

Mortgagee coverage/premum    $75



Refinance- generally 30% reissue on Title premium based on what was paid in title insurance at previous settlement when less than 10 years ago.  You must have a hard copy of your Owner's Policy of Title Insurance to give to the settlement company to receive this discounted re-issue rate.  See refinance mistakes to avoid..




Typical settlement company will charge the following:
BUYER
Settlement                               
$200
Title Exam                                
$300
Title Binder                              
$125
Recording- Deed                      
$10
Recording- Mortgage               
$35
Survey (if needed)                   
$500- $800
Archive and FedEx                   
$28

South Carolina counties
Abbeville 
 Aiken Allendale
Anderson  
 Bamberg   Barnwell
Beaufort  
 Berkeley  Calhoun
Charleston
 Cherokee  Chester
Chesterfield
 Clarendon   Colleton
Darlington  
 Dillon Dorchester
Edgefield 
 Fairfield Florence
Georgetown  
 Greenville    Greenwood
Hampton
 Horry   Jasper
Kershaw 
 Lancaster Laurens
Lee    
 Lexington    Marion
Marlboro
 McCormick Newberry
Oconee  
 Orangeburg  Pickens
Richland 
 Saluda   Spartanburg
Sumter 
 Union   Williamsburg
  York

SELLER
Settlement                               
$200
Document Preparation             
$200
Archive and FedEx                   
$15

REFINANCE
Settlement                               
$300
Title Update                             
$175
Title Binder                              
$125
Document Preparation             
$25 per release
Recording- mortgage               
$35
Survey (if needed)                   
$500-$800
Archive and FedEx                   
$47

HOME EQUITY LOAN, SECOND TRUST
Settlement                               
$150
Title Update                             
$175
Title Binder                              
$125
Doc Prep                                   
$25 per release
Recording                                 
$35
Archive and FedEx                    
$32                        

                                                                                                                              


South Carolina real estate and title settlement attorney
Babb & Brown, P.C.
505 West Butler Road
Greenville, SC 29607
864-422-0022
864-277-4007
www.babbandbrown.com

Murray Law
1310 Azela Court Suite N
Myrtle Beach, SC 29577
843-286-2000

 


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